Policy Manual sample

MDT Home Health Care Agency, Inc. you eligible for continuation coverage. However, the law also provided that your continuation coverage may be terminated prematurely for any of the following reasons: We no longer provide health coverage to any of our Employees; The premium for your continuation coverage is not paid on time; You become covered under another group health plan that does not contain any exclusion or limitation on any pre-existing condition you may have or they do not apply to you; You become entitled to Medicare; or You extended coverage for up to 29 months due to your disability and there has been a final determination that you are no longer disabled. You do not have to prove that you are insurable to choose continuation coverage. However, you must pay the premium for your continuation coverage. There is a grace period of 30 days for the regularly scheduled premium after the first payment that is due 45 days after you elect COBRA. The law also states that, at the end of the 18 months or 36 months continuation coverage period, you must be allowed to enroll in an individual conversion health plan as provided under our group health plan. Please notify your Benefits Coordinator if: · You have any questions about the COBRA law; · You have changed marital status; or · You or your spouse have changed address. Home Health Agency. - - Personnel/Operations Policies B-127